Mortgage and Finance

Feb. 12, 2026

The One Number Every Home Seller Needs Before Selling!

Most homeowners start the selling process thinking about price.

What they should be thinking about is what they’ll actually walk away with.

That’s where one number makes all the difference.

What Is Net to Seller?

Your net to seller is the amount of money you have …

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Sept. 23, 2022

Learn About Your FICO Credit Score and What You Can Do To Make It Better

Your FICO Score and Home Mortgage

Understanding your FICO Credit Score with a few pointers brought to your from SOFI. If your score is low, your chances of qualifying for a home loan are low and your finance rate goes sky high. 

Make your credit score shine by understanding a few key things that …

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Jan. 21, 2022

Mortgage Rates Climbing, Now’s the Time To Buy

With Mortgage Rates Climbing, Now’s the Time To Act

With Mortgage Rates Climbing, Now’s the Time To Act | MyKCM

Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have …

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Dec. 29, 2021

Key Things To Avoid After Applying for a Mortgage

Key Things To Avoid After Applying for a Mortgage

Key Things To Avoid After Applying for a Mortgage | MyKCM

Once you’ve found your dream home and applied for a mortgage, there are some key things to keep in mind before you close. It’s exciting to start thinking about moving in and decorating your new place, but before …

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Feb. 16, 2021

6 Home Buyer Tips on Winning a Bidding War

Charlotte’s real estate market has gone crazy with lots of buyers and no sellers!

Bidding Wars are taking place on over 65% of homes listed for sale.

If you are a seller, your fear will be that in just one day, you could feel as though you …

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July 12, 2018

Down Payment Programs for Millennial Home Buyers with Student Debt

Down Payment Programs for Millennial Home Buyers with Student Loan DebtMillennials are still struggling to become homeowners, and one of the biggest reasons is their student loan debt. According to the National Association of REALTORS, a whopping 80 percent of millennials don’t own a home! Millennials are expected to delay home buying for an average of 7 years due to …

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June 11, 2018

Housing Market Changes to Come in 2019

Housing Market Changes to Come in 2019As demand in the housing market is continues to rise in 2018, many are wondering when the environment will level out. Housing prices are soaring and in many respects, it is a seller’s market. According to analysts at Freddie Mac, these conditions are set to change starting in 2019. Read …

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May 2, 2018

What You Should Know About Home Cash Buyers

What You Should Know About Home Cash BuyersIf you snag a cash buyer for your house for sale in Ballantyne, it likely calls for a celebration. Selling to a cash buyer has a lot of advantages, two of which are a fast speed of sale and convenience. Once you accept a cash offer, you can often …

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April 24, 2018

Charlotte Ranked No. 2 for Economic Growth Potential

Charlotte Ranked No. 2 For Economic Growth PotentialCharlotte was recently ranked No. 2 metro area in America for economic growth potential by the Business Facilities’ 13th Annual Rankings Report! This is a huge achievement for the Queen City, as it has sought to diversify its heavy reliance on the banking industry. If you are considering a NoDa …

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April 3, 2018

Tips for Buying a Second Home

Tips for Buying a Second Home in CharlotteIf you are thinking about buying a second home—perhaps a home for sale in Lake Norman—now is the time! Mortgage rates are still historically low, but may rise soon. However, there are other factors that you should take into consideration before making the leap. Read this article to learn …

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